Payhawk vs Zoho Expense
What each one’s own pages state, side by side. Every value is a quote AirStack found on that product’s pages; “Not observed” means AirStack has not found it on that product’s pages.
| Payhawk | Zoho Expense | |
|---|---|---|
| What it says it does | One platform for cards, expenses, travel, AP, and procurement payhawk.com | AI-Native Travel & Expense Management Software | Zoho Expense zoho.com |
| Starting at | $299 Travel / month | $4 Standard · per user / month free plan listed |
| Deployment | public cloud infrastructure payhawk.com | Not observed |
| Integrations | NetSuite, Dual Entry, Exact Online, QBO, Xero, BambooHR, Deel, Hibob, Personio, GSuite, JumpCloud, Microsoft Entra, Okta, Dynamics Business Central, Microsoft Finance, Sage Intacct, ADP, Ceridian, Paychex, Paylocity, SAP SuccessFactors, UKG, Workday payhawk.com | Slack, WhatsApp zoho.com |
| Compliance | ISO 27001, SOC 2 payhawk.com | GDPR, ISO 27001, SOC 2 zoho.com |
| Free plan | Not observed | Yes zoho.com |
| Plans | Payhawk Complete, Cards & Expenses, Accounts Payable, Procurement payhawk.com | Free, Premium, Standard zoho.com |
| Pricing basis | It’s based on the plans and add-ons you select, as well as the number of admin/accountant seats, cards, and the volume of transactions you process. payhawk.com | per user /month zoho.com |
| Customers (their claim) | 6,000+ companies managing spend across teams, entities, and borders chose Payhawk payhawk.com | Not observed |
Where they differ
- Zoho Expense’s pages state a free plan; AirStack has not found that on Payhawk’s pages.
- Zoho Expense claims GDPR on its own pages; Payhawk’s pages read by AirStack do not mention it.
Prices are list prices as written on each pricing page; check them before you buy. Nothing here is a ranking or a recommendation.