Melio vs Wave
What each one’s own pages state, side by side. Every value is a quote AirStack found on that product’s pages; “Not observed” means AirStack has not found it on that product’s pages.
| Melio | Wave | |
|---|---|---|
| What it says it does | Easy bill paying service for businesses meliopayments.com | The single source of truth for your business finances. waveapps.com |
| Starting at | $64 Unlimited / month free plan listed | $9.50 Pro Plan / month free plan listed |
| Platforms | Not observed | Android, iOS, desktop, mobile app waveapps.com |
| Deployment | Not observed | web-based waveapps.com |
| Integrations | Amazon Business, Meta, NetSuite, QuickBooks, Xero, QuickBooks Desktop, QuickBooks Online meliopayments.com | Plaid, Google Sheets, Amazon, Etsy, GoHighLevel, MinuteDock, PayPal, Shopify, Stripe waveapps.com |
| Compliance | SOC 2 melio.com | Not observed |
| Free plan | Yes meliopayments.com | Not observed |
| Plans | Unlimited, Boost, Core, Go, Platinum meliopayments.com | Starter, Pro waveapps.com |
| Pricing basis | Not observed | The subscription fee for the Pro Plan is per business, not per owner. waveapps.com |
| Customers (their claim) | The top choice for over 100,000 business owners meliopayments.com | Over 300,000 small businesses trust Wave waveapps.com |
Where they differ
- Melio’s pages state a free plan; AirStack has not found that on Wave’s pages.
- Melio claims SOC 2 on its own pages; Wave’s pages read by AirStack do not mention it.
Prices are list prices as written on each pricing page; check them before you buy. Nothing here is a ranking or a recommendation.