GoCardless vs Melio
What each one’s own pages state, side by side. Every value is a quote AirStack found on that product’s pages; “Not observed” means AirStack has not found it on that product’s pages.
| GoCardless | Melio | |
|---|---|---|
| What it says it does | Collect and send payments, minimise failures, and fight fraud. gocardless.com | Easy bill paying service for businesses meliopayments.com |
| Starting at | Not observed | $64 Unlimited / month free plan listed |
| Integrations | QuickBooks, Xero, Zuora gocardless.com | Amazon Business, Meta, NetSuite, QuickBooks, Xero, QuickBooks Desktop, QuickBooks Online meliopayments.com |
| Compliance | GDPR, ISO 27001 gocardless.com | SOC 2 melio.com |
| Free plan | Not observed | Yes meliopayments.com |
| Plans | Advanced, Pro, Standard, Custom gocardless.com | Unlimited, Boost, Core, Go, Platinum meliopayments.com |
| Pricing basis | Pay as you go. No setup costs. No hidden fees. gocardless.com | Not observed |
| Customers (their claim) | Trusted by 100,000+ businesses gocardless.com | The top choice for over 100,000 business owners meliopayments.com |
Where they differ
- Melio’s pages state a free plan; AirStack has not found that on GoCardless’s pages.
- GoCardless claims GDPR on its own pages; Melio’s pages read by AirStack do not mention it.
- GoCardless claims ISO 27001 on its own pages; Melio’s pages read by AirStack do not mention it.
- Melio claims SOC 2 on its own pages; GoCardless’s pages read by AirStack do not mention it.
Prices are list prices as written on each pricing page; check them before you buy. Nothing here is a ranking or a recommendation.